by Nancy Seiverd | Sep 8, 2025 | Feature Article
As the weather cools and companies shift gears into the final quarter of the year, credit and collection professionals face more than just seasonal changes. This fall, the business climate is shaped by a combination of policy shifts, economic headwinds, and new...
by Nancy Seiverd | Aug 4, 2025 | Feature Article
Cryptocurrency has evolved from a niche experiment into a mainstream financial tool, raising an important question for businesses: Should your company use cryptocurrency to pay its commercial obligations? As adoption grows among major corporations and startups alike,...
by Nancy Seiverd | Jul 7, 2025 | Feature Article
July marks more than just the start of the second half of the year, it’s also a critical checkpoint for credit professionals. Are your credit goals for 2025 on track? Or have they quietly drifted off course while you were juggling approvals, collections, lack of...
by Nancy Seiverd | May 6, 2025 | Feature Article
Mother’s Day reminds us that real love isn’t about saying ‘yes’ to everything — it’s about knowing when to say ‘no’ for someone’s own good. In credit risk management, tough love isn’t just necessary, it’s the heart of protecting both customers and companies. Setting...
by Nancy Seiverd | Apr 4, 2025 | Feature Article
At first glance, Easter eggs — a symbol of fun, mystery, and childhood delight — seem to have little to do with the serious world of credit risk management. However, when we step back and ponder these two activities more deeply, intriguing similarities begin to...
by Nancy Seiverd | Mar 4, 2025 | Feature Article
It has certainly been quite the whirlwind over the past several weeks with many new changes in our regulatory agencies. One change that has hit close to my credit and collection home has to do with the sidelining of the Consumer Financial Protection...
by Nancy Seiverd | Feb 4, 2025 | Feature Article
I don’t profess to be an economist. In fact, like many credit professionals, my focus is primarily on the credit and collection problems directly in front of me. However, in the back of my mind is the accumulation of all the news and opinions I’ve been hearing...
by Nancy Seiverd | Jan 7, 2025 | Feature Article
I was talking with several relatives on New Year’s Day about my New Year’s resolutions and from their reaction, I guess my list seemed over the top. Since I like adventurous activities, which includes wall climbing, a few of them suggested...
by Nancy Seiverd | Dec 10, 2024 | Feature Article, Uncategorized
by Nancy Seiverd | Nov 7, 2024 | Feature Article
One of the most heartwarming Thanksgiving stories is the one about Wanda Dench and Jamal Hinton, often referred to as the “Thanksgiving Text Mix-Up.” It’s an example of how unexpected friendships can begin and the spirit of Thanksgiving. In 2016,...
by Nancy Seiverd | Oct 7, 2024 | Feature Article, Uncategorized
I can’t believe how fast the summer flew by! But here we are in October and the leaves are turning all shades of yellow, orange, and red before finally falling to the ground leaving a huge mess for me to rake up around the house. At the end of the month, it’ll...
by Nancy Seiverd | Sep 6, 2024 | Feature Article
As schools begin across the country, I was talking with a few acquaintances about their children, some of whom are still in high school and others who are beginning college. One parent mentioned that they have their child on a “tight leash” when it comes to money and...
by Nancy Seiverd | Aug 5, 2024 | Feature Article
A couple of months ago I received a letter from a performance ticket outlet letting me know that they incurred a data breach and that my personal information may have been compromised. The personal information not only included my name and basic contact details, but...
by Nancy Seiverd | Jul 9, 2024 | Feature Article
Last month’s article, “A Young Man’s Nursing Home Journey,” resulted in many readers leaving comments and contacting me with their own stories. So many of you have had very heartfelt experiences in taking care of a loved one. They really touched me. One lady,...
by Nancy Seiverd | Jun 4, 2024 | Feature Article
At the end of last month, I attended my granddaughter’s high school graduation. Naturally, I am very proud of her and all that she has accomplished during her four years. As she prepares for college in the fall, I’m excited to see her future unfold in many promising...
by Nancy Seiverd | May 7, 2024 | Feature Article
As I was making some minor adjustments to our home security system recently with my grandson, he mentioned that the first home security system was invented by a woman. I said to him, “How do you know something like that?” He responded that his 7th grade history class...
by Nancy Seiverd | Apr 2, 2024 | Feature Article
It’s April and tulips all over the world are coming up. In my front and back yards, I’ve been monitoring my sweet little darlings since it became unusually warm in February. Now at the beginning of April, they are about one week away from blooming. Last October,...
by Nancy Seiverd | Mar 5, 2024 | Feature Article
One of the only reasons I happen to like March is because of Daylight Savings Time. Finally, I feel like with the extra daylight, we’re getting out of winter’s grip. Not that this winter in my neck of the woods has been so terrible, but it’s not one of my...
by Nancy Seiverd | Feb 6, 2024 | Feature Article
It was 8:30am on Friday, February 2nd, and while I was sipping my coffee in the office gearing up for a busy morning, I received an email from one of our suppliers wishing me a very Happy and Healthy Ground Hog Day! When I saw it, I did a double take! This was the...
by Nancy Seiverd | Jan 15, 2024 | Feature Article
Can you believe it’s already 2024? Where did the time go? It was just 1964 when the Beatles came to the US for their first tour. I was a teenager back then and like all teenage girls, I was totally entranced with the look, the sound, and the swagger that the Beatles...
