by Nancy Seiverd | Nov 3, 2025 | Feature Article
As the federal government shutdown drags on, its ripple effects are spreading far beyond Washington. While political leaders trade soundbites, credit and collection professionals are seeing something more tangible — a creeping freeze in cash flow that’s hitting...				
					
			
					
				
															
					
					 by Nancy Seiverd | Nov 3, 2025 | Uncategorized
For generations, the American Midwest has been called the nation’s breadbasket. Today, that breadbasket is starting to look more like a casualty zone. As the U.S.–China tariff war drags into another season, soybean fields, grain elevators, and farm supply businesses...				
					
			
					
				
															
					
					 by Nancy Seiverd | Nov 3, 2025 | Dear Crabby
Dear Crabby, I’ve been managing credit for more than a decade, and I pride myself on being firm but fair. Lately, though, our sales manager has been pressuring me to approve a large credit line for a customer whose financials are shaky at best. I’ve reviewed the...				
					
			
					
				
															
					
					 by Nancy Seiverd | Nov 3, 2025 | Poll
Take the Poll – As a Credit & Collection Professional, What Is Keeping You Up at Night?Customers who think “Net 30” means “Net whenever.”Rising DSO and shrinking credit limits.Leadership pretending “cash flow issues” will fix themselves.Sales reps promising, “This...